=== Classic Editor === Contributors: wordpressdotorg, azaozz, melchoyce, chanthaboune, alexislloyd, pento, youknowriad, desrosj, luciano-croce Tags: gutenberg, disable, disable gutenberg, editor, classic editor, block editor Requires at least: 4.9 Tested up to: 6.2 Stable tag: 1.6.3 Requires PHP: 5.2.4 License: GPLv2 or later License URI: http://www.gnu.org/licenses/gpl-2.0.html Enables the previous "classic" editor and the old-style Edit Post screen with TinyMCE, Meta Boxes, etc. Supports all plugins that extend this screen. == Description == Classic Editor is an official plugin maintained by the WordPress team that restores the previous ("classic") WordPress editor and the "Edit Post" screen. It makes it possible to use plugins that extend that screen, add old-style meta boxes, or otherwise depend on the previous editor. Classic Editor is an official WordPress plugin, and will be fully supported and maintained until 2024, or as long as is necessary. At a glance, this plugin adds the following: * Administrators can select the default editor for all users. * Administrators can allow users to change their default editor. * When allowed, the users can choose which editor to use for each post. * Each post opens in the last editor used regardless of who edited it last. This is important for maintaining a consistent experience when editing content. In addition, the Classic Editor plugin includes several filters that let other plugins control the settings, and the editor choice per post and per post type. By default, this plugin hides all functionality available in the new block editor ("Gutenberg"). == Changelog == = 1.6.3 = * Added some WPCS fixes, props NicktheGeek on GitHub. * Updated "Tested up to" in the readme and removed it from classic-editor.php. This should fix false positive errors in security plugins in the future. = 1.6.2 = * Fixed bug that was preventing saving of the last used editor. = 1.6.1 = * Fixed a warning on the block editor based widgets screen. * Fixed use of a deprecated filter. = 1.6 = * Updated for WordPress 5.5. * Fixed minor issues with calling deprecated functions, needlessly registering uninstall hook, and capitalization of some strings. = 1.5 = * Updated for WordPress 5.2 and Gutenberg 5.3. * Enhanced and fixed the "open posts in the last editor used to edit them" logic. * Fixed adding post state so it can easily be accessed from other plugins. = 1.4 = * On network installations removed the restriction for only network activation. * Added support for network administrators to choose the default network-wide editor. * Fixed the settings link in the warning on network About screen. * Properly added the "Switch to classic editor" menu item to the block editor menu. = 1.3 = * Fixed removal of the "Try Gutenberg" dashboard widget. * Fixed condition for displaying of the after upgrade notice on the "What's New" screen. Shown when the classic editor is selected and users cannot switch editors. = 1.2 = * Fixed switching editors from the Add New (post) screen before a draft post is saved. * Fixed typo that was appending the edit URL to the `classic-editor` query var. * Changed detecting of WordPress 5.0 to not use version check. Fixes a bug when testing 5.1-alpha. * Changed the default value of the option to allow users to switch editors to false. * Added disabling of the Gutenberg plugin and lowered the required WordPress version to 4.9. * Added `classic_editor_network_default_settings` filter. = 1.1 = Fixed a bug where it may attempt to load the block editor for post types that do not support editor when users are allowed to switch editors. = 1.0 = * Updated for WordPress 5.0. * Changed all "Gutenberg" names/references to "block editor". * Refreshed the settings UI. * Removed disabling of the Gutenberg plugin. This was added for testing in WordPress 4.9. Users who want to continue following the development of Gutenberg in WordPress 5.0 and beyond will not need another plugin to disable it. * Added support for per-user settings of default editor. * Added support for admins to set the default editor for the site. * Added support for admins to allow users to change their default editor. * Added support for network admins to prevent site admins from changing the default settings. * Added support to store the last editor used for each post and open it next time. Enabled when users can choose default editor. * Added "post editor state" in the listing of posts on the Posts screen. Shows the editor that will be opened for the post. Enabled when users can choose default editor. * Added `classic_editor_enabled_editors_for_post` and `classic_editor_enabled_editors_for_post_type` filters. Can be used by other plugins to control or override the editor used for a particular post of post type. * Added `classic_editor_plugin_settings` filter. Can be used by other plugins to override the settings and disable the settings UI. = 0.5 = * Updated for Gutenberg 4.1 and WordPress 5.0-beta1. * Removed some functionality that now exists in Gutenberg. * Fixed redirecting back to the classic editor after looking at post revisions. = 0.4 = * Fixed removing of the "Try Gutenberg" call-out when the Gutenberg plugin is not activated. * Fixed to always show the settings and the settings link in the plugins list table. * Updated the readme text. = 0.3 = * Updated the option from a checkbox to couple of radio buttons, seems clearer. Thanks to @designsimply for the label text suggestions. * Some general updates and cleanup. = 0.2 = * Update for Gutenberg 1.9. * Remove warning and automatic deactivation when Gutenberg is not active. = 0.1 = Initial release. == Frequently Asked Questions == = Default settings = When activated and when using a classic (non-block) theme, this plugin will restore the previous ("classic") WordPress editor and hide the new block editor ("Gutenberg"). These settings can be changed at the Settings => Writing screen. = Default settings for network installation = There are two options: * When network-activated and when using a classic (non-block) theme, this plugin will set the classic editor as default and prevent site administrators and users from changing editors. The settings can be changed and default network-wide editor can be selected on the Network Settings screen. * When not network-activated each site administrator will be able to activate the plugin and choose options for their users. = Cannot find the "Switch to classic editor" link = It is in the main block editor menu, see this [screenshot](https://ps.w.org/classic-editor/assets/screenshot-7.png?rev=2023480). = Does this work with full site editing and block themes? = No, as block themes rely on blocks. [See Block themes article](https://wordpress.org/support/article/block-themes/) for more information. == Screenshots == 1. Admin settings on the Settings -> Writing screen. 2. User settings on the Profile screen. Visible when the users are allowed to switch editors. 3. "Action links" to choose alternative editor. Visible when the users are allowed to switch editors. 4. Link to switch to the block editor while editing a post in the classic editor. Visible when the users are allowed to switch editors. 5. Link to switch to the classic editor while editing a post in the block editor. Visible when the users are allowed to switch editors. 6. Network settings to select the default editor for the network and allow site admins to change it. 7. The "Switch to classic editor" link. When you look at the 2013, the money-the charge it prices for the newest finance it can help program-tripled, so you’re able to $98 million – JNO Construction & Design

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When you look at the 2013, the money-the charge it prices for the newest finance it can help program-tripled, so you’re able to $98 million

When you look at the 2013, the money-the charge it prices for the newest finance it can help program-tripled, so you’re able to $98 million

Lending Bar provides facilitated more $cuatro million inside fund and is the most significant organization doing so variety of provider, from the something off four

The most optimistic consequences of 2008 overall economy could have been the growth regarding a team of brief organizations devoted to help you upending the brand new condition quo to the Wall structure Street. Impact attractive, Silicone polymer Valley–esque labels such as for instance Kabbage, Zopa, Kiva, and you will Do well, these precocious upstarts was lightweight from the financial conditions, and you can pose zero near-term danger to behemoths including Goldman Sachs, Morgan Stanley, JPMorgan Chase, Bank from America, otherwise Citigroup-financial institutions you to definitely among them control a lot of the new earth’s funding move. But there is zero matter these young enterprises keeps wisely exploited the fresh new as well-big-to-fail banks’ failure so you’re able to focus on the financing means away from consumers and small businesses, and will most likely do so much more visibly in the years ahead.

The leader in the team try Financing Pub, a san francisco bay area–oriented business created in the 2007 of the Renaud Laplanche, a beneficial serial business owner and you will former Wall structure Roadway attorney. Laplanche, 43, was born in a tiny town in the France and, as an adolescent, spent some time working everyday for three hours ahead of university in the father’s grocery store. The guy plus acquired several national cruising titles in France, during the 1988 and you may 1990. Today a western resident, he authored Credit Bar once are astonished at the high cost out-of consumer credit in the us. Credit Bar spends the net to match traders that have private borrowers, most of just who need to refinance the borrowing-cards personal debt and other unsecured loans. The result is a kind of eHarmony to have individuals and installment loans Portland you can lenders.

The average consumer loan on the Financing Bar concerns $fourteen,000; of numerous loan providers create numerous fund immediately to help you hedge against the threat of one single loan supposed crappy

Brand new coordinating away from individual lenders with consumers on Credit Club’s Online web site happens anonymously (lenders are able to see do-feel borrowers’ related features, just not their label), however, each party becomes what it wishes. Of numerous consumers normally shave a few payment products off the attention rate on obligations it re-finance, and protect the low price for three to help you 5 years. But you to definitely rate of interest remains more the lenders you’ll earn with the a around three-year Treasury protection (from the 1 percent), otherwise a regular “high produce” otherwise “junk” thread (averaging on the 5 %). Lending Bar says you to their loans has up until now yielded an yearly internet return to lenders around 8 %, once costs and you can bookkeeping having losses. It’s worth detailing, although not, one exactly what lenders gain from inside the give, they eliminate in complete safety: the fresh new money is unsecured, therefore if a borrower will not spend his bills-and every year, between step three and you may cuatro % away from Lending Club borrowers do not-the lender does absolutely nothing about any of it except consume the loss and move forward.

Credit Club’s astute very first people, for instance the strategy-investment organizations Norwest Campaign Couples, Canaan Couples, and Basis Money, will also get what they need: no liability to your fund getting produced, no supervision regarding persnickety bank government (Financing Pub was managed by the Bonds and you can Exchange Payment), nothing of your own expenses associated with the common financial-part circle, and you can, best of all, various charges, amassed out of both the debtor in addition to bank, totaling on 5 percent of one’s amount borrowed, an average of.

Compared to Wall structure Road providers, Credit Bar is a beneficial flea into an enthusiastic elephant’s end. In the 1st quarter off 2014, they aided program 56,557 loans totaling $791 billion; JPMorgan Chase generated $47 mil with what they categorizes just like the user finance in the exact same period. However the business is growing easily. There’s talk out of a keen IPO after this year. Inside the April, the business is cherished at $step three.75 million-38 minutes their 2013 cash and more than 520,100000 minutes its net gain-if it raised $65 million from inside the more collateral out-of a different band of large-powered organization people, plus BlackRock and you can T. Rowe Rate. Credit Pub used the dollars to aid it and acquire Springstone Monetary, that offers financial support for school fund and many elective surgical procedure.

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