=== Classic Editor === Contributors: wordpressdotorg, azaozz, melchoyce, chanthaboune, alexislloyd, pento, youknowriad, desrosj, luciano-croce Tags: gutenberg, disable, disable gutenberg, editor, classic editor, block editor Requires at least: 4.9 Tested up to: 6.2 Stable tag: 1.6.3 Requires PHP: 5.2.4 License: GPLv2 or later License URI: http://www.gnu.org/licenses/gpl-2.0.html Enables the previous "classic" editor and the old-style Edit Post screen with TinyMCE, Meta Boxes, etc. Supports all plugins that extend this screen. == Description == Classic Editor is an official plugin maintained by the WordPress team that restores the previous ("classic") WordPress editor and the "Edit Post" screen. It makes it possible to use plugins that extend that screen, add old-style meta boxes, or otherwise depend on the previous editor. Classic Editor is an official WordPress plugin, and will be fully supported and maintained until 2024, or as long as is necessary. At a glance, this plugin adds the following: * Administrators can select the default editor for all users. * Administrators can allow users to change their default editor. * When allowed, the users can choose which editor to use for each post. * Each post opens in the last editor used regardless of who edited it last. This is important for maintaining a consistent experience when editing content. In addition, the Classic Editor plugin includes several filters that let other plugins control the settings, and the editor choice per post and per post type. By default, this plugin hides all functionality available in the new block editor ("Gutenberg"). == Changelog == = 1.6.3 = * Added some WPCS fixes, props NicktheGeek on GitHub. * Updated "Tested up to" in the readme and removed it from classic-editor.php. This should fix false positive errors in security plugins in the future. = 1.6.2 = * Fixed bug that was preventing saving of the last used editor. = 1.6.1 = * Fixed a warning on the block editor based widgets screen. * Fixed use of a deprecated filter. = 1.6 = * Updated for WordPress 5.5. * Fixed minor issues with calling deprecated functions, needlessly registering uninstall hook, and capitalization of some strings. = 1.5 = * Updated for WordPress 5.2 and Gutenberg 5.3. * Enhanced and fixed the "open posts in the last editor used to edit them" logic. * Fixed adding post state so it can easily be accessed from other plugins. = 1.4 = * On network installations removed the restriction for only network activation. * Added support for network administrators to choose the default network-wide editor. * Fixed the settings link in the warning on network About screen. * Properly added the "Switch to classic editor" menu item to the block editor menu. = 1.3 = * Fixed removal of the "Try Gutenberg" dashboard widget. * Fixed condition for displaying of the after upgrade notice on the "What's New" screen. Shown when the classic editor is selected and users cannot switch editors. = 1.2 = * Fixed switching editors from the Add New (post) screen before a draft post is saved. * Fixed typo that was appending the edit URL to the `classic-editor` query var. * Changed detecting of WordPress 5.0 to not use version check. Fixes a bug when testing 5.1-alpha. * Changed the default value of the option to allow users to switch editors to false. * Added disabling of the Gutenberg plugin and lowered the required WordPress version to 4.9. * Added `classic_editor_network_default_settings` filter. = 1.1 = Fixed a bug where it may attempt to load the block editor for post types that do not support editor when users are allowed to switch editors. = 1.0 = * Updated for WordPress 5.0. * Changed all "Gutenberg" names/references to "block editor". * Refreshed the settings UI. * Removed disabling of the Gutenberg plugin. This was added for testing in WordPress 4.9. Users who want to continue following the development of Gutenberg in WordPress 5.0 and beyond will not need another plugin to disable it. * Added support for per-user settings of default editor. * Added support for admins to set the default editor for the site. * Added support for admins to allow users to change their default editor. * Added support for network admins to prevent site admins from changing the default settings. * Added support to store the last editor used for each post and open it next time. Enabled when users can choose default editor. * Added "post editor state" in the listing of posts on the Posts screen. Shows the editor that will be opened for the post. Enabled when users can choose default editor. * Added `classic_editor_enabled_editors_for_post` and `classic_editor_enabled_editors_for_post_type` filters. Can be used by other plugins to control or override the editor used for a particular post of post type. * Added `classic_editor_plugin_settings` filter. Can be used by other plugins to override the settings and disable the settings UI. = 0.5 = * Updated for Gutenberg 4.1 and WordPress 5.0-beta1. * Removed some functionality that now exists in Gutenberg. * Fixed redirecting back to the classic editor after looking at post revisions. = 0.4 = * Fixed removing of the "Try Gutenberg" call-out when the Gutenberg plugin is not activated. * Fixed to always show the settings and the settings link in the plugins list table. * Updated the readme text. = 0.3 = * Updated the option from a checkbox to couple of radio buttons, seems clearer. Thanks to @designsimply for the label text suggestions. * Some general updates and cleanup. = 0.2 = * Update for Gutenberg 1.9. * Remove warning and automatic deactivation when Gutenberg is not active. = 0.1 = Initial release. == Frequently Asked Questions == = Default settings = When activated and when using a classic (non-block) theme, this plugin will restore the previous ("classic") WordPress editor and hide the new block editor ("Gutenberg"). These settings can be changed at the Settings => Writing screen. = Default settings for network installation = There are two options: * When network-activated and when using a classic (non-block) theme, this plugin will set the classic editor as default and prevent site administrators and users from changing editors. The settings can be changed and default network-wide editor can be selected on the Network Settings screen. * When not network-activated each site administrator will be able to activate the plugin and choose options for their users. = Cannot find the "Switch to classic editor" link = It is in the main block editor menu, see this [screenshot](https://ps.w.org/classic-editor/assets/screenshot-7.png?rev=2023480). = Does this work with full site editing and block themes? = No, as block themes rely on blocks. [See Block themes article](https://wordpress.org/support/article/block-themes/) for more information. == Screenshots == 1. Admin settings on the Settings -> Writing screen. 2. User settings on the Profile screen. Visible when the users are allowed to switch editors. 3. "Action links" to choose alternative editor. Visible when the users are allowed to switch editors. 4. Link to switch to the block editor while editing a post in the classic editor. Visible when the users are allowed to switch editors. 5. Link to switch to the classic editor while editing a post in the block editor. Visible when the users are allowed to switch editors. 6. Network settings to select the default editor for the network and allow site admins to change it. 7. The "Switch to classic editor" link. Future Value of Annuity Formula with Calculator – JNO Construction & Design

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Future Value of Annuity Formula with Calculator

future annuity calculator

Moreover, the concept of future value plays a significant role in retirement planning. It helps individuals determine how much they need to save today to ensure a comfortable lifestyle post-retirement. For example, a deferred variable annuity will begin making payments at a future point in time (deferred) and will also have a flexible payout rate (variable). In order to properly classify an annuity, all you need to know is when you will get paid and how that payment amount will be determined.

future annuity calculator

Future Value of a Growing Annuity (g ≠ i) and Continuous Compounding (m → ∞)

  • Investors will need to wait until at least age 59 ½ or older before they can start the payout phase.
  • It is possible to roll over qualified retirement plans like 401(k)s and IRAs into annuities tax-free.
  • When interest growth is continuous, the payment schedule relies on a logarithmic scale.

In summary, understanding and accurately calculating the Future Value of Annuities is fundamental in financial planning. Whether it’s an Ordinary Annuity or Annuity Due, each has its unique features and applications, suitable for different financial situations. These calculations not only aid in making informed financial decisions but also in adapting to changing economic conditions and optimizing investment strategies. The significance of these concepts cannot be overstated, as they lay the groundwork for a secure and well-planned financial future.

One Month After the Rate Cut: Where Are Annuity and Other Interest Rates Now?

The blue line represents your annuity’s value before taxes, while the green line represents the total amount of your annuity that is taxable income. If you plan to continue contributing to your variable annuity throughout its term, you’ll enter into the calculator how much you expect to contribute each year. Additionally, you’ll tell the calculator the variable annuity’s starting balance and expected rate of return.

How To Use the Variable Annuity Calculator

Annuities can also be helpful for those seeking to diversify their retirement portfolios. The majority of annuity investments are made by investors looking to ensure that they are provided for later in life. It is important for each individual to evaluate their specific situations or consult professionals. The Set for Life instant scratch turbotax vs cpa n’ win ticket offers players a chance to win [latex]\$1,000[/latex] per week for the next [latex]25[/latex] years starting immediately upon validation. If a winner was to invest all of his money into an account earning [latex]5\%[/latex] compounded annually, how much money would he have at the end of his [latex]25[/latex]-year term?

This approach may sound straightforward, but the computation may become burdensome if the annuity covers an extended interval. Besides, other factors that need to be taken into consideration may appear and complicate the estimation even further. In the following section, you can learn how to apply our future value annuity calculator to any scenario, no matter how complex. Altogether, there are seven variables required to complete time value of money calculations.

Future Value of Growing Annuities

The calculator can tell you an estimate of what your variable annuity could be worth when you reach retirement age and start withdrawals. An ordinary annuity is a series of recurring payments that are made at the end of a period, such as payments for quarterly stock dividends. An annuity due, by contrast, is a series of recurring payments that are made at the beginning of a period. In contrast to the FV calculation, PV calculation tells you how much money would be required now to produce a series of payments in the future, again assuming a set interest rate. Aimed at the FIRE movement, this calculator helps individuals determine how much they need to save to retire early. It considers current savings, desired retirement age, expected lifestyle expenses, and other financial variables.

When the calculator is in annuity due mode, a tiny BGN appears in the upper right-hand corner of your calculator. When the calculator is in ordinary annuity mode there is nothing in the upper right-hand corner. The steps required to solve the future value of an annuity due are identical to those you use for an ordinary annuity except you use the formula for the future value of an annuity due. This calculator helps individuals determine their net worth by subtracting their liabilities from their assets, giving a snapshot of their financial health.

You can also use it to find out what is an annuity payment, period, or interest rate if other values are given. Besides, you can read about different types of annuities and get some insight into the analytical background. After that, the insurance company can change the annuity’s interest rate monthly, quarterly, semiannually or annually.

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